Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), and the description adds substantial operational context beyond them: a 2 KB input cap, a 400 on overflow that is never billed, and per-call pricing with the payment protocol and supported chains. This is exactly the extra context annotations cannot carry.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.