Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, and non-destructive behavior. The description adds valuable context beyond annotations by disclosing the 0.02 USDC cost, x402 payment mechanism, and that USDC is accepted on Solana or Base. This is meaningful behavioral information the annotations do not convey.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.