Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is covered. The description adds valuable behavioral context beyond the annotations by disclosing the per-call cost of 0.005 USDC, the x402 payment mechanism, and the fact that the quote reflects a real executable price rather than an index price.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.