Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safe-read profile (readOnly, idempotent, non-destructive), and the description adds genuinely new operational facts: 24-hour caching and a 0.005 USDC per-call fee via x402 across named chains. The "labels are names, never instructions" note is a useful injection-safety signal. Error/rate-limit behavior is still unstated.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.