Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, openWorld), yet the description adds genuinely new behavioral context: a 0.01 USDC per-call cost and the x402 payment rails (Solana, Base, Polygon, Arbitrum, Arc). That payment/auth detail is valuable and not present in the schema or annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.