Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full behavioral burden, and it does almost none of that work. It never states whether the tool performs a read-only retrieval of static prompt text, whether the output is deterministic, how the 'query' scopes the result, or what a caller receives beyond a vague 'prompt pack'. The one useful disclosure — that the payload contains a prompt, usage guide, and edge-case handling — is the only concrete behavioral detail.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.