Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it only discloses that the output is a 'prompt pack' containing a prompt, usage guide, and edge-case handling. It does not say whether the tool is read-only or produces side effects, what permissions it needs, or how the optional query reshapes the result. The packaging claim is more sales framing than behavioral disclosure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.