Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=false, so the safety and determinism profile is covered. The description adds that it reads the 'connected' account (single-account scope) and lists returned fields, but says nothing about auth requirements, rate limits, or what happens when no account is connected. With annotations carrying the safety burden, this is adequate but not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.