Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It states the read-only operation ('split') and a boundary ('without WHOIS or ownership data'), which is useful. However, it doesn't disclose the output shape, how the four input parameters are handled, or error behavior, so transparency is only partial.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.