Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds genuine value beyond that by disclosing the null-result semantics: nothing is returned for a closed or delisted business, which an agent could otherwise misread as an error. It does not go further (e.g., error vs empty distinction, auth requirements).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.