Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false. The description adds useful context beyond this: the ref_id is automatically resolved from the authenticated user's record, so the model doesn't need to request it. This transparency helps the agent avoid unnecessary questions or assumptions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.