Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden and does reasonable work: it discloses the auth requirement ('Requires a Bearer key'), the exact upstream sources queried, and that results come back with an aggregate 'risk_summary'. It does not cover rate limits, error behavior, or what happens when neither optional parameter is supplied.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.