Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare idempotentHint=true and destructiveHint=false, and the description adds valuable behavioral detail: authentication requirements, the specific key format, and the complete structure of failure responses including retry guidance. This exceeds what the annotations provide.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.