Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint and destructiveHint=false, so the safety profile is covered. The description adds genuinely new context: the API key format and where to obtain it, plus the exact shape of the failure object (error.code, retry_recommended, retry_after_seconds). That retry guidance is behavior an agent cannot get from annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.