Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=false, so the safety profile is fully covered. The description adds nothing behavioral beyond that: no result ordering, no statement about the default 20-item cap or how to page beyond it, and no note on whether reminders for archived contacts appear.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.