Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, openWorldHint, idempotentHint, and destructiveHint, covering safety and behavior. The description adds useful context about the data returned (exchange and country metadata), but does not disclose additional traits like pagination or rate limits, which is acceptable given the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.