Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the tool read-only, idempotent, and non-destructive. The description adds that the data consists of split ratio/date history and frames it as an input for price adjustment, but it does not disclose further behavioral details such as defaults, limits, or edge cases—adequate given the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.