Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, idempotentHint=true, and openWorldHint=true. The description adds 'real-time' and 'current exchange rate' context, but does not disclose any additional behavioral traits beyond what annotations cover. With the annotations handling safety, the description adds marginal value.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.