Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds genuinely non-derivable operational context: the call is Pro tier and the platform's Free-tier key will fail. It stops short of mentioning rate limits, caching, or behavior for non-existent accounts.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.