Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, openWorld, non-destructive), so the description correctly spends its budget on non-obvious behavior: the `structured: true/false` row flag tied to SEC's 2024 XML rule and the auto-resolution of ticker/name to CIK. It stops short of mentioning pagination/ordering behavior, but the added data-coverage context is genuinely useful.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.