Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, openWorld, idempotent, and non-destructive hints. The description adds that the tool queries the PhishTank database and returns phish status, verification status, and a details URL, which provides useful behavioral context beyond the safety hints.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.