Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations (readOnlyHint, openWorldHint, etc.), the description discloses a crucial behavioral caveat: recorded assignments are 'notice of a submitted instrument—not a legal opinion on present title, validity, scope, liens, or chain-of-title completeness.' It also names the specific endpoint source, adding transparency about data provenance and limitations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.