Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is clear. The description adds 'Structured lookup' but does not disclose additional behavioral traits like pagination behavior, response format, or rate limits. With annotations providing baseline safety info, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.