Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=true, idempotentHint=true, and destructiveHint=false, so the core behavioral traits (safe, idempotent, non-destructive) are covered. The description adds that it returns income limits by category, but no further behavioral details (e.g., rate limits, authentication needs beyond the schema). With annotations present, the description does not contradict them and provides minimal additional context, meeting the baseline.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.