Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, non-destructive, open-world behavior, so the safety profile is covered. The description adds non-obvious domain context the annotations cannot: that schema shape varies by year because newer years drop route number/name columns, which is exactly the trap this call exists to avoid.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.