Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate readOnlyHint=true and destructiveHint=false, but description adds critical context: password is SHA-1ed locally, only first 5 hex chars sent, password never transmitted. This fully discloses behavioral traits beyond annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.