Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint and destructiveHint=false, so safety is covered. The one behavioral fact the description adds is that omitting symbol returns the whole market — a potentially large open-world result — but this largely restates the schema's symbol description, and nothing is said about result size, default date window, or rate limits.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.