Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint and destructiveHint=false, so the safety profile is covered. The description adds only the returned field list, which is redundant with the output schema, and says nothing about Finnhub rate limits, API key requirements, or behavior when no articles match.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.