Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is covered. The description adds useful context by enumerating the returned data fields, which is valuable beyond the annotations. It does not disclose behavioral details like pagination behavior, result-limit defaults, or how partial matches are handled, but with the safety profile fully covered by annotations, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.