Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnlyHint, openWorldHint, idempotentHint, and destructiveHint. The description adds meaningful behavioral scope by specifying 'approved ANDA counts' (excludes unapproved/tentative) and distinguishing 'active and elapsed' date ranges, which informs the agent about what the tool filters or computes. No contradiction with annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.