Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already provide readOnlyHint=true, idempotentHint=true, destructiveHint=false, and openWorldHint=true, so the agent knows it is safe and non-destructive. The description adds valuable context: filings reflect the submitter's position and are not FCC decisions, and they are listed newest first.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.