Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, covering the safety profile. The description adds a small detail about returning conversion rate and timestamp, but no deeper behavioral context (e.g., live vs. snapshot rates, data source, limits) is provided.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.