Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark the operation as read-only, idempotent, and non-destructive. The description adds value by disclosing exactly what will be returned (fields, geometry type, record count, capabilities), which goes beyond the annotations and gives the agent a good sense of the tool's output.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.