Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the tool as read-only, idempotent, and non-destructive, so the safety profile is covered. The description adds value by specifying the returned data (fields, geometry type, record count, capabilities), which goes beyond the annotations and clarifies what the agent can expect from the call.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.