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Take-home pay

take_home_pay
Read-onlyIdempotent

Net salary after income tax and social contributions for an employee in one of ten countries (uk, us, ca, au, in, br, pl, fr, de, es), computed live by the LifeByNumbers salary calculators (same operator). Takes a gross salary in local currency (annual by default, or monthly with period) and a country code, plus optional state and filingStatus for the US, province for Canada, region (england|scotland) for the UK. Returns gross, net and total deductions (each annual and monthly), a line-by-line breakdown typed as tax / social / contribution / repayment, effectiveRate, the tax year the figures apply to, currency, the assumptions behind the estimate and the upstream calculator page as source. Spain (es) is listed but answers covered:false because lifebynumbers.net computes it client-side only.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
grossYesgross salary in local currency, annual unless period is monthly, e.g. 50000
stateNoUS only: two-letter state code, e.g. TX (default CA)
periodNoperiod of gross (default annual); results always give both annual and monthly
regionNoUK only: scotland applies Scottish income tax bands (default england)
countryYesISO 3166-1 alpha-2, lower case: uk, us, ca, au, in, br, pl, fr, de, es
provinceNoCanada only: two-letter province/territory code, e.g. BC (default ON)
filingStatusNoUS only (default single)

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observed

TDQS

A4/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already cover the safety profile (readOnly, idempotent, non-destructive, open-world), so the bar is lower, yet the description still adds real value: live computation by the same-operator calculators, the upstream page as source, the returned assumptions, and the critical limitation that Spain (es) answers covered:false. It stops short of describing latency, failure behavior, or rate limits.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Purpose and supported countries are front-loaded, then parameters, then return shape, with the Spain caveat last. It is a dense, somewhat run-on single paragraph, but almost every clause carries information and nothing is filler.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

With no output schema, the description carries the return-value burden well, enumerating gross/net/deductions, annual+monthly figures, the breakdown typing (tax/social/contribution/repayment), effectiveRate, tax year, currency, assumptions, and source. The es covered:false caveat closes the main coverage ambiguity.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100%, so the schema already documents all seven parameters, defaults, and enums; the description largely restates these (gross annual-by-default, US state/filingStatus, CA province, UK region). Baseline 3 is correct because the schema does the heavy lifting and the description adds little param-level detail beyond it.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

States a specific verb+resource ('Net salary after income tax and social contributions') and scopes it precisely with the ten supported country codes and the source calculators. An agent can immediately distinguish this from a sibling like uk_rates_lookup (rate lookup) versus a full take-home calculation.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies when to use it (need net pay given a gross salary) and documents period/country options, but never names an alternative tool or states when NOT to use it. No explicit routing guidance against the sibling tools, so usage is only implied.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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