Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Well beyond the annotations (which only say not-readOnly, not-destructive, open-world), the description discloses that the key is shown once, that it is live immediately with an enumerated capability set, that exactly one email with a confirm link plus backup code goes to the owner, and that the MCP door auto-attaches the key to the session. These are the non-obvious behaviors an agent needs before calling a mutation that sends mail to a third party.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.