Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, non-destructive, open-world), so the description's added value is cost and fidelity: it is free, and the data is a deliberately 'small real sample' rather than a complete report. That cost/sample-size disclosure is exactly the kind of context annotations cannot carry. It doesn't mention rate limits or how small the sample is.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.