Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so the description is not needed for safety. It adds real context beyond the annotations: the hard precondition the caller must supply, the false-arbitrage consequence of violating it, and the payment model (USDC on Base). It stops short of describing rate limits or latency, but the added behavioral detail is substantive.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.