Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/destructive=false, so the safety profile is covered. The description adds meaningful context beyond them: it is a 'cheap tier' call, returns live data, and is 'Paid in USDC on Base' (cost/payment model). Return format is not described, but an output schema exists.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.