Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given one optional parameter, read-only annotations, and an output schema, the description supplies the remaining needed context: scope, exclusions, alert behavior, and payment. It could name an alternative sibling for excluded cases, but that is a nice-to-have rather than essential for invoking the tool correctly.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.