Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly/destructive safety. The description adds data provenance (Bybit-primary/Binance-fallback) and a payment requirement (USDC on Base), which are non-obvious behavioral constraints. It does not cover rate limits or failure modes, so not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.