Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so the safety profile is fully covered by structured data. The description adds the substance of what is returned (credentials, covered jurisdictions), but says nothing about auth needs, rate limits, or whether the list is exhaustive; with an output schema present, this is adequate rather than rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.