Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already disclose write-type, non-destructive, closed-world behavior, so the bar is lower. The description adds the useful 'owner only' permission constraint, but says nothing about duplicate-name handling, workspace limits, or whether creation switches the active workspace.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.