Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), so the bar is lower. The description adds a genuine behavioral nuance in 'as the ledger serves it' — i.e. values are server-authoritative rather than locally recomputed — and points at the recomputation companion tool. It does not mention auth or failure behavior, but for a read tool under full annotation coverage this is solid.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.