Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds genuinely non-obvious context beyond that: ratings are calculated estimates rather than play tests, and price data does not verify stock or delivery, which directly informs how much an agent should trust the payload.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.