Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), and the description adds meaningful context beyond them: unmeasured data comes back as TODO rather than a guess, and the call is free (no credit). That is exactly the kind of caveat annotations can't express.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.