Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
Given the presence of an output schema, a fully covered input schema, and annotations that already indicate a read-only, non-destructive operation, the description is complete. It adds the only missing context: that this prepares an unsigned call and does not execute it.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.