Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already provide readOnlyHint=true, openWorldHint=true, and destructiveHint=false, so the description does not need to restate safety. It adds behavioral context beyond the annotations by noting that the purchase is prepared at an exact listed price and that settlement will pay royalty, explaining the intended downstream effect.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.