Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already declare readOnlyHint=true, openWorldHint=true, idempotentHint=true, and destructiveHint=false, so the safety profile is covered. The description adds non-obvious behavioral context by stating that these receipts prove acceptance only and not payment or transaction authority, which prevents the agent from over-interpreting the list.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.