Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, and non-destructive behavior, so the description adds value by disclosing the important caveat: 'Provider output is unverified; decode and confirm token, price, and terms before execution.' This is a meaningful behavioral warning beyond what the annotations or schema express.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.